Willene A. Johnson is President of KOMAZA, Inc., a consulting firm that offers instruction and advice on economic and financial development, including microfinance, security-sector resource management, and the role of economics in conflict management. She has done research on microfinance and works as a volunteer advisor to the Grameen Foundation. Willene has worked extensively in Africa, where she was first a volunteer teacher and more recently the U.S. Executive Director at the African Development Bank. She worked for twenty years in the Federal Reserve System, where her assignments included research and operational responsibilities in international financial markets and country risk in Latin America. Willene speaks French, Spanish, Portuguese, and Swahili and holds degrees in social studies (Radcliffe College) and African history (St. John’s University) as well as a doctorate in development economics (Columbia University).