Human and Social Development - Review of Bank's Experience with regard to Rural Finance
The review of the Bank’s experience was conducted on an initial sample of 20 projects in 15 RMCs distributed in all the regions of intervention, over a 15-year period (1983-1998). However, some ten projects fulfilling the criteria for microcredit activities under AMINA were examined following the recommendations of the in-house task force. The projects studied under the review were not fully consistent with the guidelines on poverty reduction and women in development in rural areas. Their design and implementation are not actually geared towards overall rural sector development. In practice, all activities of these projects are focused on financing agricultural sector development and their effects in this domain are difficult to measure in the absence of objective indicators, and of a monitoring and evaluation system that can generate data on the sub-projects financed.